I am a financial genius

Three months ago, in response to–well, nothing, really– I  reduced my 401k contribution from 10% to 5%, then to 1%, in order to reduce my exposure to non-money. Almost exactly a month ago, in response to a vague sense of God-help-us-all, I moved my 401k from various S&P/Moderate Growth/Zimbabwean Shekel tracking funds into T-bills and bonds.

As a result, my petite 401k is growing more petite at a much slower rate than it otherwise would have, and I’m allowed to play a ukulele while the US economy goes down like a big-ass barge made out of porous sub-prime wood instruments!


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