“People who discovered they would save money if they switched insurance companies saved some average amount of money upon switching”

In a recent commercial for Allstate, Dennis Haysbert intones that drivers who switched from Geico to Allstate saved an average of $396 per year on their auto insurance. He then intones “Surprised?”*

Not really, Dennis, and here’s why:  My guess is that most (if not all) drivers who switched insurance companies switched because the switch saved them money. But there are all these other drivers who didn’t switch, and they didn’t switch because they found out the switch wouldn’t save them money.

So for the purposes of disingenuousness, Allstate selected out all the people who came to the conclusion that switching companies was expensive and stupid before they averaged anything. Those left over–90% of everyone? 3.5% of everyone? Allstate doesn’t tell us–those left over saved some average amount of money. Allstate tells us that average was $396. Allstate doesn’t tell us how much money the other 10% or 96.5% of drivers saved, on average, by sticking with Geico. They left that up to Geico to do in some caveman or googly-eyed money-wad commercial somewhere down the road.

And they knowingly left us to mis-translate their carefully-crafted copy in our heads, so we’d be left thinking that the average driver would save $396 by switching to Allstate, instead of what they really said, which was merely that the average driver who discovered a reason to switch saved $396 by doing so. Crafty!

It’s a pretty disingenuous commercial, but you have to be suspicious and cranky to realize it. That’s where I come in. You’re welcome.

How’s Dennis feel about the commercial?

Haysbert… is happy to be in the Allstate ads. He says it’s the first ad work he’s done in about 15 years, because “most commercials are not very dignified.” But, he says, Allstate is different: “These had integrity. They have a team of lawyers that hover over each word I say. It might be a little frustrating, but it works. I can have the confidence and knowledge that what I’m saying is true.”

I conclude that Haysbert is neither suspicious nor cranky enough for his own good. And he has lawyers hovering over each word he says, like angels.

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1 Response to “People who discovered they would save money if they switched insurance companies saved some average amount of money upon switching”

  1. ecto says:

    * I reverted the paragraph to the original, from this: “He then intones “Surprised?” A man standing near him says “No way!” Dennis replies “Way!””.

    After watching more tv, I now see that there are two commercials airing slightly different endings (one with “Surprised?” the other with a guy saying “No way!” to which Haysbert replies “Way!”

    So I’m not losing my mind after all.

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